Northern Pacific Asset Management serves high-net-worth and ultra-high-net-worth individuals, families, and business owners across the Seattle and Bellevue metropolitan area. From Mercer Island to Kirkland, Redmond to Tacoma, we bring a fiduciary-first approach to wealth management that’s built for the complexity of Pacific Northwest financial life.
Whether you’re navigating concentrated stock positions from a tech IPO, planning around Washington’s capital gains tax, or building a multi-generational wealth strategy, our Sustainable Advantage® process is designed to help you live exponentially.
Washington's 7% capital gains excise tax on gains exceeding $270,000 creates a new dimension of tax planning for equity compensation, business sales, and portfolio rebalancing. Strategic timing, charitable planning, and asset location decisions matter more than ever.
Seattle-area professionals at Amazon, Microsoft, Meta, Google, and Boeing often hold concentrated positions in employer stock. Managing RSU vesting schedules, ISO exercise strategies, and ESPP plans requires coordinated tax and investment planning.
Many Puget Sound professionals own property in multiple states or internationally, or are evaluating state residency strategies for tax optimization. We help US tax residents structure assets across jurisdictions — coordinating state income tax exposure, SALT planning, and international property ownership within a unified wealth strategy.
Retirement, voluntary layoffs, and pension decisions for Boeing employees require careful analysis of lump sum vs. annuity options, supplemental executive retirement plans, and deferred compensation timing.
Washington is no longer the tax haven it once was. The state's 7% capital gains tax is now joined by a proposed 9.9% income tax on households earning over $1 million — passed by the House on March 10, 2026 and headed to the Governor's desk. Combined with Seattle's payroll tax and the existing B&O tax on business revenue, high-net-worth individuals and business owners are reassessing domicile, entity structure, and exit timing. Proactive tax planning has never been more critical in the Puget Sound.
The Puget Sound's venture ecosystem produces regular liquidity events. QSBS exclusions, secondary market sales, and pre-IPO financial planning require forward-looking strategy long before a transaction closes.
Our process begins with a two-hour Financial Life Profile™ discovery conversation — not a sales pitch. We listen across seven dimensions of your financial life and identify the behavioral patterns that shape your decisions. From that foundation, we build a comprehensive strategy using our Sustainable Advantage® framework: a Long Term Equity Core of individually selected securities, a Risk Managed Global Macro overlay, an Income Mechanism, and a Liquid Cash position calibrated to your needs.
We are affiliated with Osaic Wealth, a full-service broker-dealer and registered investment adviser (member FINRA/SIPC), with custody through BNY Mellon / Pershing. This institutional infrastructure supports sophisticated planning while you work directly with your advisor — not a call center.
Comprehensive planning across cash flow, risk management, tax strategy, estate design, education funding, and retirement readiness — all integrated into one living plan.
We build portfolios around individually selected equities screened for sustainable competitive advantages, paired with a dynamic fund overlay — not off-the-shelf models.
Capital gains harvesting, Roth conversion ladders, charitable giving vehicles, and asset location optimization — all coordinated with your CPA for maximum after-tax wealth.
Tech executives, physicians, attorneys, and dual-income professionals managing $500K to $5M in investable assets. You've outgrown the robo-advisor but need more than a stockbroker.
Founders, franchise owners, and professional practice owners navigating growth, succession, and eventual exit. We coordinate your business and personal balance sheets into one strategy.
Families with $5M+ in complex, multi-generational wealth. Concentrated positions, family governance, philanthropic strategy, and legacy planning — integrated across every entity and generation.
Every engagement begins with a preliminary discovery meeting — a candid, no-obligation conversation about where you are, where you want to go, and whether we're the right fit. No pressure. Just a conversation between trailblazers.
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