Enterprise Strategy

Business Strategy Priority Map

Select the stage of your business and the areas you want to prioritize. Our Business Strategy Priority Map helps you identify and focus on key aspects of your business and personal financial life, ensuring a comprehensive approach to your strategic planning. Whether you are in the startup phase, experiencing growth, or preparing for an exit, we provide tailored solutions to align your business strategy with your goals and vision.

What about specialized financing solutions like life insurance premium financing?

Our Life Insurance Premium Financing allows clients to cover annual premiums and loan interest in a tax-efficient manner. The loan is secured by the life insurance policy and assets in the client’s securities account, allowing the current investment strategy to remain intact.

Do you offer solutions for commercial real estate financing?

Yes, we provide flexible financing options for various property types, including office, retail, multi-family, and mixed-use properties. Our private bankers work closely with clients to understand their financing needs and offer customized loans and lines of credit.

Can you tell me more about the Investment Credit Line (ICL)?

The Investment Credit Line (ICL) is a flexible line of credit secured by qualifying marketable securities and liquid assets in your investment or custody accounts. It is ideal for individuals and business owners needing flexible lending options. The ICL can be used for various purposes like business expansion, estate planning, real estate investments, and tax planning, but it cannot be used to purchase or carry securities.

Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA / SIPC, and SEC Registered Investment Advisor. Additional advisory services offered through Osaic Advisory Services, LLC. Northern Pacific Asset Management, Osaic Advisory Services and Osaic Wealth are separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth and Osaic Advisory Services.

Pershing and Northern Pacific Asset Management are separate, unaffiliated companies, not responsible for each other’s services or policies. Pershing, LLC (member FINRA, NYSE, SIPC) is a BNY Mellon company.

Pershing works behind the scenes for our firm to provide clearing, custody and other brokerage services.

BNY Mellon's Pershing has been a leading global provider of financial business solutions for almost 85 years and serves many of the world's most respected financial organizations.

In addition to SIPC protection, Pershing provides coverage in excess of SIPC limits from certain underwriters in Lloyd’s insurance market and other commercial insurers. The excess of SIPC coverage is valid through February 10, 2026 for Pershing LLC accounts. For the specifics on protections and limitations, visit pershing.com/about/strength-and-stability.

Asset Allocation seeks to maximize the performance of your investment portfolio using diversification and disciplined investing. Diversification can be thought of as spreading your investment dollars into various asset classes to add balance to your portfolio. Although using an asset allocation methodology does not guarantee greater returns or against the risk of loss in a declining market, it may be able to reduce the volatility of your portfolio.

All investments involve the risk of potential investment losses and no strategy can assure a profit.

Suitability on products or strategies mentioned herein must be determined on an individual basis. Not all products or strategies are suitable for all investors.

The FDIC protects depositors against the loss of their deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government. FDIC deposit insurance covers the balance of each depositor's account, dollar-for-dollar, up to the insurance limit, including principal and any accrued interest through the date of the insured bank's closing. The basic insurance amount is $250,000 per depositor, per insured bank.

Osaic Wealth, Osaic Advisory Services, and their representatives do not provide tax or legal advice. Any tax or legal information provided here is merely a summary of our understanding and interpretation of some of the current income tax regulations and is not exhaustive. Investors must consult their tax advisor or legal counsel for advice and information concerning their particular situation.

This communication is strictly intended for individuals residing in the states of ID, TX, OR, WA, and WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Check the background of this investment professional on the SEC's Investor.gov or FINRA’s Broker Check.