Northern Pacific Asset Management serves high-net-worth and ultra-high-net-worth individuals, families, and business owners across the Houston metropolitan area — from CityCentre and the Energy Corridor to The Woodlands, Sugar Land, and Katy. Our office at CityCentre One places us at the center of Houston’s most dynamic business community, with a fiduciary-first approach built for the complexity of Texas financial life.
Whether you’re managing mineral rights and royalty income, planning around a business exit in the energy sector, or building a comprehensive strategy that takes full advantage of Texas’s zero state income tax environment, our Sustainable Advantage® process is designed to help you live exponentially.
Houston's energy professionals face unique planning challenges: restricted stock and performance units tied to commodity cycles, deferred compensation plans, supplemental executive retirement plans, and the career volatility of an industry in structural transition. Coordinated planning across compensation, tax, and investment strategy is essential.
Texas mineral rights — whether inherited, purchased, or retained through a business sale — create complex income streams with unique tax treatment, depletion allowances, and estate planning implications. Managing royalty income alongside a diversified portfolio requires specialized knowledge.
Houston's entrepreneurial economy generates regular business sales, mergers, and generational transitions. Maximizing after-tax proceeds requires years of advance planning: entity restructuring, buyer negotiations, installment sales, and reinvestment strategy.
TMC is the world's largest medical complex, and its physicians face distinct financial challenges: late career starts with significant student debt, partnership buy-ins, malpractice tail coverage, and compressed timelines for wealth accumulation. Purpose-built planning accelerates the path to financial independence.
Texas's zero state income tax is a powerful wealth-building advantage — but only if the savings are captured and deployed strategically. Without intentional planning, the tax benefit dissipates into lifestyle inflation rather than compounding into generational wealth.
Harris County's property tax rates are among the highest in the nation, creating significant annual carrying costs for real estate holdings. Coordinating homestead exemptions, protest strategies, 1031 exchanges, and portfolio-level real estate exposure protects your overall net worth.
Our process begins with a two-hour Financial Life Profile™ discovery conversation — not a sales pitch. We listen across seven dimensions of your financial life and identify the behavioral patterns that shape your decisions. From that foundation, we build a comprehensive strategy using our Sustainable Advantage® framework: a Long Term Equity Core of individually selected securities, a Risk Managed Global Macro overlay, an Income Mechanism, and a Liquid Cash position calibrated to your needs.
We are affiliated with Osaic Wealth, a full-service broker-dealer and registered investment adviser (member FINRA/SIPC), with custody through BNY Mellon / Pershing. This institutional infrastructure supports sophisticated planning while you work directly with your advisor — not a call center. Our Houston office is located at CityCentre One, 800 Town & Country Blvd, Suite 500.
Comprehensive planning across cash flow, risk management, tax strategy, estate design, education funding, and retirement readiness — all integrated into one living plan.
We build portfolios around individually selected equities screened for sustainable competitive advantages, paired with a dynamic fund overlay — not off-the-shelf models.
Pre-transaction planning, entity optimization, buyer-readiness analysis, and post-sale reinvestment strategy — because the exit is a beginning, not an end.
Energy executives, TMC physicians, attorneys, and dual-income professionals managing $500K to $5M in investable assets. You've outgrown the robo-advisor but need more than a stockbroker.
Founders, franchise owners, professional practice owners, and energy services operators navigating growth, succession, and eventual exit. We coordinate your business and personal balance sheets into one strategy.
Families with $5M+ in complex, multi-generational wealth — including mineral rights, operating businesses, and legacy real estate. Concentrated positions, family governance, philanthropic strategy, and legacy planning integrated across every entity and generation.
Every engagement begins with a preliminary discovery meeting — a candid, no-obligation conversation about where you are, where you want to go, and whether we're the right fit. No pressure. Just a conversation between trailblazers.
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