Northern Pacific Asset Management serves high-net-worth and ultra-high-net-worth individuals, families, and business owners across the Portland-Vancouver metropolitan area. From the West Hills to Lake Oswego, Beaverton to Vancouver and Camas, we bring a fiduciary-first approach to wealth management that navigates one of the most complex state-to-state tax environments in the country.
Whether you’re managing equity compensation from Intel or Nike, planning a family business succession in the timber and agriculture sectors, or optimizing your residency between Oregon and Washington, our Sustainable Advantage® process is designed to help you live exponentially.
Oregon's top marginal rate of 9.9% — with no sales tax — creates a unique planning dynamic against Washington's zero income tax and 6.5%+ sales tax. Residency optimization, income sourcing, and state-to-state asset location decisions are critical for families on both sides of the Columbia.
The Silicon Forest's concentration of semiconductor, athletic, and technology employers means RSU vesting schedules, ISO exercises, and concentrated stock positions are facts of life. Multi-year tax projection and diversification strategies protect what you've built.
Generational wealth in Oregon's timber, wine, agriculture, and ranching sectors demands specialized succession planning. Valuation, entity structuring, estate tax mitigation, and next-generation stewardship require a long-term view.
Oregon's estate tax begins at $1 million — one of the lowest exemptions in the nation. Families with real estate, business interests, or retirement assets frequently exceed this threshold without realizing it. Proactive planning is essential to avoid a surprise tax bill at death.
Portland's entrepreneurial ecosystem — from craft manufacturing to professional services — is producing businesses ripe for acquisition. But growing enterprise value and minimizing tax exposure at sale require years of advance planning. Qualified Small Business Stock (QSBS) exclusions, installment sales, and charitable remainder trusts are tools most owners discover too late.
US tax residents who live in Vancouver WA and work in Portland — or vice versa — face dual-state filing requirements, reciprocal tax credit limitations, and residency audit exposure. Coordinating these state-to-state decisions with investment and estate planning protects your wealth.
Our process begins with a two-hour Financial Life Profile™ discovery conversation — not a sales pitch. We listen across seven dimensions of your financial life and identify the behavioral patterns that shape your decisions. From that foundation, we build a comprehensive strategy using our Sustainable Advantage® framework: a Long Term Equity Core of individually selected securities, a Risk Managed Global Macro overlay, an Income Mechanism, and a Liquid Cash position calibrated to your needs.
We are affiliated with Osaic Wealth, a full-service broker-dealer and registered investment adviser (member FINRA/SIPC), with custody through BNY Mellon / Pershing. This institutional infrastructure supports sophisticated planning while you work directly with your advisor — not a call center.
Comprehensive planning across cash flow, risk management, tax strategy, estate design, education funding, and retirement readiness — all integrated into one living plan.
We build portfolios around individually selected equities screened for sustainable competitive advantages, paired with a dynamic fund overlay — not off-the-shelf models.
Oregon-Washington state-to-state optimization, residency planning, income sourcing analysis, and estate tax mitigation — coordinated with your CPA and estate attorney for maximum after-tax wealth.
Tech professionals, physicians, attorneys, and dual-income families managing $500K to $5M in investable assets. You've outgrown the robo-advisor but need more than a stockbroker.
Founders, franchise owners, and professional practice owners navigating growth, succession, and eventual exit across the Oregon-Washington corridor. We coordinate your business and personal balance sheets into one strategy.
Families with $5M+ in complex, multi-generational wealth — including timber, agricultural land, and legacy businesses. Concentrated positions, family governance, philanthropic strategy, and legacy planning integrated across every entity and generation.
Every engagement begins with a preliminary discovery meeting — a candid, no-obligation conversation about where you are, where you want to go, and whether we're the right fit. No pressure. Just a conversation between trailblazers.
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